Individual Insurance |
If you become sick or injured and are unable to work for any length of time, does your family have the financial resources necessary to survive? If not, the loss of income could force you into bankruptcy.
But you can protect yourself and your family with disability insurance. As long as you pay the premiums, an individual policy can provide you with a tax-free income stream while you are unable to work.
As independent agents, Walsh Duffield Companies, Inc. represents a large number of disability insurance companies
, which means we can find just the right coverage for you.
Your cost will be determined by a variety of factors, including:
- Your age
- Amount of monthly benefit, waiting period, benefit period, and optional coverages
- Your health, including pre-existing medical conditions
- Your occupation; the cost is lower for jobs involving less physical labor